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ITR12

Individual Income Tax Return

Annual income tax return for individuals, trusts, and deceased estates.

3601 Gross Employment Income

Total salary, wages, bonuses, and overtime before deductions. Found on your IRP5 certificate from your employer.

4001 Retirement Fund Contributions

Contributions to pension, provident, or retirement annuity funds. Deductible up to 27.5% of taxable income, capped at R350,000.

4005 Medical Aid Contributions

Monthly contributions to a registered medical scheme. Qualifies for medical tax credits.

4201 Interest Income (Local)

Interest earned from SA banks and financial institutions. Exempt up to R23,800 (under 65) or R34,500 (65 and older).

4216 Dividend Income

Dividends received from SA companies. Generally exempt from income tax as dividends tax is withheld at source.

4250 Capital Gains / Losses

Gains or losses from disposal of assets. Annual exclusion of R40,000 applies. 40% inclusion rate for individuals.

4210 Rental Income

Gross rental income from letting property. Allowable expenses like rates, repairs, and bond interest can be deducted.

4211 Business Income

Income from trade, freelancing, or sole proprietorship. Must declare all income and may claim allowable business expenses.